Q - I'm just beginning to get out of poverty. Parang nagsisimula na po ang pag-asenso ko. PAANO KO PO MAIIWASAN ANG SINAPIT NG MARAMI NA NUNG UMASENSO AT LUMAKI ANG KITA AY NADISKUBRE NG MG AKAMAG-ANAK AT KAIBIGAN NA GAWING ONE-WAY BANK: Yung puro withdraw pero walang deposit? Paano po ako makakaiiwas na maging hingian, utangan, paluwagan ng bayan?
A - If that's what you want --- to progress without being pulled down by so many "beneficiaries",
1. Be quiet. Huwag kang maingay, huwag kang maporma. Huwag kang mag-display ng mga evidences of increasing wealth!
2. Invest your extra income early on --- stocks, dividends, placements, real estate, insurance, etc. para walang maraming liquid assets flowing around to be siphoned off by thirsty spectators.
3. Decide early on HOW MUCH per cent of your income to give away to relatives, friends and other charities. And stick to that percentage. Halimbawa, pampamigay mo every month, 5-10%. Stick to it. Pag ubos na, wait for the next income. Para hindi ka masagad.
Remember, may purpose din kaya ka bine-bless ng Lord: para rin maging blessing ka sa iba, especially sa mga nagmahal, tumulong at nag-aruga sa yo. Don't save too much to the point of being selfish or greedy. SHARE PROPORTIONATELY! But do not waste the two-fold opportunity being given to you: The opportunity to gather and save wealth and the opportunity to share.
- Ed Lapiz
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